For information about rates, fees, other costs and benefits associated with the use of the AAA Member Rewards credit card visit any AAA branch or AAA.com/creditcard and refer to the disclosures accompanying the online credit application. 1 Credit Card Travel Bonus Points Offer. You will earn 5 points per dollar spent (consisting of 4 bonus points and 1 base point) on Royal Caribbean transaction(s) that have a transaction date from January 1, 2020 through February 29, 2020. Purchases made through merchants other than Royal Caribbean will not qualify for the bonus points. Merchants are assigned a merchant category code (MCC) and merchant name. We do not determine which MCC or merchant name a merchant chooses to classify itself. Your purchase may not qualify to receive the bonus earn rate if the merchant does not process transactions under the MCC or merchant name that corresponds with the bonus. This promotion will not impact the standard earn rate on purchases or the bonus rewards offers on travel, gas, grocery store, wholesale club and drugstore purchases. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither Bank of America, nor its affiliates, provide tax advice. Bonus points earn as a result of this promotion will not receive any Preferred Rewards/Preferred Rewards for Wealth Management Program Bonuses. Details are available at bankofamerica.com/preferred-rewards. This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a registered trademark of American Automobile Association, Inc. © 2019 Bank of America Corporation © 2019 AAA ARHDS64Q 2If you book a qualifying AAA Vacations® cruise and find a valid better rate for the exact itinerary within 24 hours of your booking, AAA will match the lower rate and send you a $50 AAA Vacations® future travel credit certificate. *Certain restrictions apply. Visit AAA.com/AAAVacations for full details. Contact your travel advisor for complete details of Perfect Day Island amenities. Coco Beach Club including Floating Cabanas is currently in development and is scheduled to open January 31, 2020; all features and timing are subject to change without notice. Images and messaging for Coco Beach Club may include artistic renderings. Perfect Day and CocoCay are registered trademarks of Royal Caribbean. ©2019 Royal Caribbean Cruises, Ltd. Ship’s Registry: The Bahamas. 19070892 • 10/29/2019.