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AAA agents can help you get the protection you need

Did you ever wonder why it’s referred to as an Umbrella Policy? That’s because it acts just like an umbrella - sitting over your auto and homeowners/renters & condo policies to provide an important extra layer of protection.

One lawsuit - big or small and you could lose it all… your savings, investments even part of your future income.

All the more reason why you’ll want to look into an umbrella policy today.

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What is Umbrella insurance?

If you see the words “Excess Liability Policy” anywhere, that’s the same thing. It kicks in when the limit on the underlying policy is reached.

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney's fees, up to a limit set in the policy. An umbrella personal liability policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condominium and auto policy. It will also cover you for things such as libel and slander.


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