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Online only rates on new cars:

 Term of Loan
 12-36 Months
 1.49% APR*
 37-60 Months  1.99% APR*
 61-72 Months
 2.24% APR*

Apply Now

How it Works

How it Works...

AAA has partnered with PenFed to bring Members great rates on loans for cars, motorcycles, and more!

Required Documents
Loan Benefits

This credit union is federally insured by the National Credit Union Administration. Rates and offers current as of April 1, 2014 and are subject to change. Rates not available to refinance a PenFed auto loan.

Terms and Conditions are subject to credit approval.

*Internet only special rate. Higher rate will be assessed if you do not apply online.

New Auto Loans: 1.49% APR** applies to new vehicle loan amounts up to $100,000 financed for 12-36 months. 1.99% APR applies to new vehicle loan amounts up to $100,000 financed for 37-60 months. 2.24% applies to new vehicle loan amounts up to $100,000 financed for 61-72 months. New vehicles are where the vehicle is a current or previous model year. Minimum loan amount of $20,000 required for 61 - 72 month loan term. Weight restrictions apply. Other restrictions may apply. New Car Loan Payment Examples: $20,000 at 1.49% APR; 36 monthly payments of approximately $568.41. $20,000 at 1.99% APR; 60 monthly payments of approximately $350.47. $20,000 at 2.24% APR; 72 monthly payments of approximately $297.12. 

**Rate depends on Term and model year of vehicle.

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