Federally Insured by NCUA. Rates and offers current as of May 16, 2013 and are subject to change. Rates not available to refinance a PenFed auto loan.

Terms and Conditions are subject to credit approval.

*Internet only special rate. Higher rate will be assessed if you do not apply online.

1.74% APR applies to new vehicle loan amounts up to $70,000 financed for 12-72 months. 15% down payment required for 72 month loan term. Weight restrictions apply. Rate and term depends on amount borrowed and model year. Other restrictions may apply. New vehicles are where you are the original owner and the vehicle is a current or previous model year. New Car Loan Payment Example: $20,000 at 1.74% APR; 72 monthly payments of approximately $292.73.

2.49% APR applies to used vehicle loan amounts up to $70,000 financed for 12-60 months. Maximum used car loan advance is NADA “Retail Value” or 80% of the purchase price where NADA “Retail Value” is not available. Further restrictions apply on vehicle weight and vehicles with 100,000 miles or more. Vehicle mileage may not exceed 125,000 miles. Up to 100% financing is available to qualified members. Rate depends on amount borrowed and term. Other restrictions may apply. Used Car Loan Payment Example: $20,000 at 2.49% APR; 60 monthly payments of approximately $354.86.

**Refinance Auto Loans: New vehicles are where you are the original owner and the vehicle is a current or previous model year. For used vehicles, maximum used car loan advance is NADA "Retail Value" or 80% of purchase price where NADA "Retail Value" is not available. Further restrictions apply on vehicles with 100,000 miles or more. Vehicle mileage may not exceed 125,000 miles.