The following items were added to your cart:

An error occurred while adding your selection to the cart.

Please try again or call 1-866-MEMBERS (1-866-636-2377) if you continue to experience problems.

Please make a selection before clicking add to cart.

Welcome to the new
AAA Mid-Atlantic website. (Login)
   Join the ConversationFacebookTwitterLinkedIn
Auto Loans

Start at 36 Months

       New
       Used
  1.49% APR
  1.99% APR

Apply Now

Or call (800) 290-7328

Auto Loans

How it Works...

AAA has partnered with PenFed to bring Members great rates on loans for cars, motorcycles, and more!

Required Documents
Loan Benefits

Rates on New Cars:

 Term of Loan
 Rate (New)
 Rate (Used)
 36 Months
 1.49% APR
 1.99% APR
 48 Months  1.99% APR
 2.49% APR
 60 Months  2.24% APR  2.99% APR
 72 Months
 2.74% APR
 3.49% APR


This credit union is federally insured by the National Credit Union Administration. Rates and offers current as of April 20, 2015 and are subject to change. In order to refinance an existing PenFed auto loan, the advertised rate must be equal to or greater than your current PenFed auto rate.

Terms and Conditions are subject to credit approval.

New Auto Loans: 1.49%** APR applies to new vehicle loan amounts up to $100,000 financed for 12-36 months. 1.99% APR applies to new vehicle loan amounts up to $100,000 financed 37-48 months. 2.24% APR applies to new vehicle loan amounts up to $100,000 financed for 49-60 months. 2.74% APR applies to new vehicle loan amounts finance for 61-72 months. New vehicles are where you are the original owner and the vehicle is a current (2015) or previous (2014) model year. Minimum loan amount of $20,000 required for 61-72 month loan term. Weight restrictions apply. Other restrictions may apply. Loan Payment Examples: $20,000 at 1.49% APR; 36 monthly payments of approximately $568.41. $20,000 at 1.99% APR; 48 monthly payments of approximately $433.82. $20,000 at 2.24% APR, 60 monthly payments of approximately $352.66. $20,000 at 2.74% APR; 72 monthly payments of approximately $301.55.

**Rate depends on Term and model year of vehicle.

Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a NADA value. Financing is available up to NADA average retail value plus tags, title, taxes and extended warranties not to exceed 110%. Some restrictions apply.  In order to refinance an existing PenFed auto loan, the current rate must be equal to or greater than the rate on your existing PenFed auto loan. Call 800-247-5626 for details.

1.99% APR apply to used vehicle loan amounts up to $100,000 financed for 12-36 months.  2.49% APR apply to used vehicle loan amounts up to $100,000 financed for 37-48 months.  2.99% APR apply to used vehicle loan amounts up to $100,000 financed for 49-60 months. 3.49% APR apply to used vehicle loan amounts finance for 61-72 months. Financing for 61-72 months would be limited to the current (2015) and prior two model years (2014 & 2013). Minimum loan amount of $20,000 required for 61-72 month loan term.  Rate depends on term.  Loan payment examples: $20,000 at 1.99% APR; 36 monthly payments of approximately $572.76. $20,000 at 2.49% APR; 48 monthly payments of approximately $438.19. $20,000 at 2.99% APR, 60 monthly payments of approximately $359.28. $20,000 at 3.49% APR; 72 monthly payments of approximately $308.28.

Site Feedback

We would love to know what you think!
Rate Our Site